Cost Savings Tips and Financial Considerations
Consider having your procedure performed in an outpatient setting.
Selecting the best place for your surgery can save you money. Usually surgery performed at a hospital with an overnight stay will be the most expensive option (this is commonly referred to as “inpatient care”). A less expensive option is to have the procedure performed in an outpatient facility (there is no overnight stay for outpatient surgery). Patients may have two options for outpatient facility care: 1)hospital base outpatient surgery or 2) outpatient surgery performed at a free-standing Ambulatory Surgery Center (ASC). Hospital based outpatient care is typically less expensive than inpatient care. Ambulatory Surgery Centers usually offer the best value for patients and are less expensive than both inpatient and hospital based outpatient options. You can ask your doctor what options are available and how they may change the cost of your care.
Fair Price Information
What does the Fair Price mean?
This is Healthcare Bluebook's recommended price for health care services. The Bluebook price is based on the typical fee that providers in your area accept as payment from insurance companies. This is the price you should have to pay, even if your provider charges more. You can use this price to negotiate with your provider or shop for an in-network provider that charges a Fair Price.
How do I find a Fair Price?
If you have health insurance, you should ask the in-network providers listed in your provider directory what the in-network rate is for this service. Different in-network providers often charge different prices. Call several providers to find one that is willing to accept a Fair Price.
If you do not have health insurance coverage, then you should call providers and ask if they offer discounts for self-pay patients and what their price is for the service.
See the How to Negotiate Healthcare Prices with Doctors and Hospitals section for additional information.
See the Healthcare Quality Resources section to make sure that you find high quality providers.